- 100% Risk-Free Investment
| - Interest rate @ 8.05% p.a till June 2026.
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- Interest payable half-yearly in Jan & July each year
| - Floating Rate of Interest is subject to change in Jan & July each year
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- Maturity is 7 years from Investment date, premature withdrawal for Senior Citizens allowed
| - Nomination Facility Available
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- Minimum Investment – Rs. 1000 (and in multiples thereof)
- Maximum Investment – No Limit
| - Interest Rate is linked to National Savings Certificate (NSC)
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- Not Tradable & not Transferable
| - RBI Bond will always pay 0.35% higher than NSC rate
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